Our Team

Cassandra Holden


Cassandra graduated magna cum laude with a Bachelor of Science in Biology from Framingham State University in 2016. Cassandra excelled in a variety of Environmental Disciplines including: Wildlife Conservation on United States Marine Corps Base Camp Lejeune, Wildlife Medicine at Tufts Wildlife Clinic, and as a Ranger for the National Park Service. As a result, Cassandra has extensive hands-on experience  studying and interacting with wildlife, their human counterparts, and the natural world we all share.


While working with Tufts Cummings School of Veterinary Medicine Cassandra began exploring various business ventures and launched an ATM placement company in 2019. Cassandra spent several years growing the business and building relationships with business owners throughout New England.


Cassandra discovered the majority of business owners sign up for unsuitable processing solutions that cut deep into their profit margins. Nearly all of them run one size fits all programs they find online. Cassandra rebranded her company to Littoral Financial, and launched a series of products to offer competitive, tailored solutions for every business no matter how they take payments.


Cassandra looks forward to creating positive change in her community by providing business owners with the resources, expertise, and services to maximize revenue potential.


Mike Michaud

Vice President


Michael graduated from St. John's Preparatory School in Danvers,   MA before earning a Dual Bachelors degree in Electrical and Mechanical Engineering from Wentworth Institute of Technology.  After college he served 5 years with the United States Marine Corps as a Jet Engine and Fuel Specialist. While serving he received the Iron Man award, a Naval Achievement Medal while on detachment, and passed a rigorous Federal exam to become an A&P Mechanic, certified  by the FAA to inspect and repair any aircraft that is registered in the United States.


Michael worked with GE Aviation following his military service but soon his strong entrepreneurial spirit began desperately searching for something new. Michael left GE to become a full time student at North Bennet Street School, learning Carpentry on the GI Bill and using any extra time to come up with business ideas.


While studying, Michael partnered with Cassandra to implement multiple ATM placement programs that offer added benefits to businesses and their customers.  In March 2020 the Pandemic forced him to leave school and pursue work as a Carpenter. He earned an honorary degree in Carpentry from North Bennet Street School one year after his departure and remains active with the school community.


Ultimately the growth of Littoral Financial became something Michael wanted to pursue full time. He takes great pride in his hardworking team and maintaining customer satisfaction. He leads with honesty and generosity from the beginning of each relationship. Michael's ability to craft, innovate and leverage potential where it is not often noticed has proven valuable in business and beyond.

• littoral •



The littoral zone is a habitat in coastal environments that is highly oxygenated, structurally complex, and provides an abundance of diverse resources that help the entirety of the aquatic biome thrive.

Littoral Financial is here to provide business environments with the payment resources they need to grow and thrive.